Stable payments mean strong portfolios. In today’s market, even the most qualified borrowers can face unexpected job loss. Layoffs, reorganizations, and reductions in force disrupt more than income. Employer decisions can derail mortgage payments and put borrowers on the path to delinquency or foreclosure.

DenZen’s layoff protection insurance changes the equation. We embed coverage into the mortgage origination process, giving borrowers a safety net that covers monthly payments during periods of involuntary unemployment. Payments go directly to you, keeping loans current, avoiding costly collections, and protecting your portfolio’s performance. Knock, knock. We’re here for you.